Investing 101

Reflexivity is a Fintech platform that analyzes billions of data points, distilling significant patterns into easy-to-understand insights.

Reflexivity covers more than 36,000 global assets across Foreign Exchange, Equities (single names, ETFs, and indexes), Fixed Income, Credit and Commodities.

Research generated by our AI system after observing a robust relationship between a driver and the asset's subsequent price action

A natural question that comes to mind as you peruse TOGGLE insights is - does this really work? And if so, why would they give it to me?

A question frequently asked by users is “are Reflexivity insights trading signals and if not, why?”

Data is an essential ingredient in any investment process. But when does an observed relationship - correlation, pattern, mean reversion - become a tradable insight?

So you think Netflix will beat EPS expectations because of the demand for its content but you have no idea what to expect from the stock? Enter WhatIF Earnings!

Here are the best ways to get in touch with the Reflexivity team.

Before anyone starts investing, they must ask themselves the following questions.

Constructing portfolios is fun. Your portfolio expresses your investing views, your beliefs and even your ethical views.

Once you have setup your portfolio, you must regularly maintain it - how you might ask?

One of the ways to reduce your exposure to the different risks in the market is by spreading your holdings across the market

A security that tracks another asset (index, commodity, industry) and can be traded on the stock exchange like any public equity.

ETFs are known for being safer instruments but can also generate good returns without much expense for the investor.

Like my Business Law professor would always say "it depends."

ETFs are known for being inexpensive investments but there are a few costs which you should know about.

Along with low fees, ETFs are a good addition to your portfolio because of their tax efficiency.

Did you know the NAV of an ETF can tell you whether its trading at a premium or a discount?

After the “ETF Rule” passed in September 2019 by the SEC, ETF issuers have been able to bring new strategies to the market much easier than before.

So what's the difference between ETFs and pooled investments?

Here are some important concepts you should know before diving into fixed income investing.

Volatile markets? Need some assured returns? Check out these types of fixed income instruments.

Interest is the extra amount of money a borrower has to pay on top of the loaned amount.

CESI is a long-standing series published by Citi’s FX research department to gauge whether the economy is “beating expectations” of economic forecasters.

CISI is a long-standing series published by Citi’s FX research department to gauge whether inflation is “beating expectations” of economic forecasters.

PMIs are surveys that ask companies “How is business going compared to last month, better or worse?”

The companies who produce PMIs, such as ISM in the US, send out questionnaires to large groups of companies, asking questions like “are inventories higher or lower than last month?”

Monetary policy refers to the tools used by a central bank in order to control the overall money supply, to either promote economic growth or slow it down.

Just like the Federal Reserve is responsible for monetary policy, on the other hand, fiscal policy falls under the responsibility of the government.

Every 4 years, the United States presidential election brings the opportunity for new policy, laws and foreign relations. While some may be more radical than others, this change in leadership does affect the economy, stock market and specifically, your portfolio.

The Federal Reserve is the central banking system of the US and its goal is to "promote effectively the goals of maximum employment, stable prices, and moderate long-term interest rates."

The Organization of the Petroleum Exporting Countries (OPEC) is an intergovernmental organization of 13 oil-producing countries who meet to coordinate petroleum policies and ensure market stability. OPEC is in effect an oil price-setting cartel.

Trading commodities predates stocks and bonds by many centuries as merchants would meet along trade routes to exchange agricultural and craft products.

So you're ready to invest in commodities - what should you know before investing?

If you're looking for alternative (and easier) ways to invest in commodities, here are some approaches.

There are many factors that move commodity prices everyday. Similar to equities, the price is primarily determined by the intersection of supply and demand.

Commodity speculators and hedgers are always watching the shape of the futures curve - specifically if the futures markets are in contango or backwardation.

Valuing a currency is not easy. Here we will review some of the most common methods.

Think about the SPX or the US 10y. These benchmarks are linked to the economy, so one can assume that when the economy moves, their underlying value changes too.